ScotiaGold Passport Visa Credit Card — Scotiabank Canada
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Carte IQ catalogue profile

ScotiaGold Passport Visa Credit Card

Institution
Scotiabank Canada
Network
Visa
First-year fee
To be confirmed — recurring fee of $110
Annual fee thereafter
$110
Program
Scene+
View the official page
Spending level
Carte IQ estimate Estimated net value — first year $610 CAD

This estimate combines the card’s ongoing value in a balanced scenario with the portion of its welcome offer earned during the first 12 months.

Ongoing net value in the scenario
$610 CAD
Recurring annual fee already deducted
$110 CAD
Welcome-offer value earned during the first 12 months
Not available
First-year fee
To be confirmed — recurring fee of $110

Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 CAD per year.

  • Everyday purchases$11,250 CAD
  • Gas / charging$4,500 CAD
  • Groceries$11,250 CAD
  • Pre-authorized payments$4,500 CAD
  • Restaurants$4,500 CAD

The total amount matches the selected level and is applied entirely to this card. Rewards are projected from the certified balanced scenario; fees are never multiplied. A first-year fee rebate is applied only when confirmed in the published offer. Ordinary rewards on required spending are not counted twice.