Bonus Visa

Relevant if: you use the BONUSDOLLARS program and its documented categories.

Less suitable if: terms that remain unconfirmed are essential to your decision.

Annual fee: $0
Reward type: BONUSDOLLARS
Welcome offer: Confirmed offer · not valued in the estimate
First-year estimate (without the offer): $315

Data verified on September 7, 2026

Estimate with my spending

Carte IQ estimate

Estimated net value — first year, without the offer

$315

Annual fee thereafter: $0
First-year fee: $0 — no annual fee

View the official page

View calculation details

This estimate combines the card’s ongoing value in a balanced scenario with the portion of its welcome offer earned during the first 12 months.

Ongoing net value in the scenario: $315
Recurring annual fee already deducted: $0
Welcome-offer value earned during the first 12 months: Offer confirmed, but not yet valued by Carte IQ — not included
First-year fee: $0 — no annual fee

Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Gas / charging$4,500
Groceries$11,250
Pre-authorized payments$4,500
Restaurants$4,500

A welcome offer is confirmed for this card, but Carte IQ does not yet have a certified value to include it. The estimate is therefore limited to the card’s recurring value minus the first-year fee; the real first-year value will be higher if you meet the offer’s conditions.

The total amount matches the selected level and is applied entirely to this card. Rewards are projected from the certified balanced scenario; fees are never multiplied. A first-year fee rebate is applied only when confirmed in the published offer. Ordinary rewards on required spending are not counted twice.

First year

Welcome offer

Current official offer End date not published

Bonus Visa Rewards Credit Card - Desjardins Go to the main content About us Careers Advice Contact us Current province or state: Quebec . Language: English . QC | English Search Choose your language Français English Choose your province or state Select Alberta British Columbia Prince Edward Island Manitoba New Brunswick Nova Scotia Nunavut Ontario Quebec Saskatchewan Newfoundland and Labrador Northwest Territories Yukon Florida Confirm Close You are about to exit the dialog box. AccèsD AccèsD Affaires Personal Accounts and services Credit cards Mortgage Loans and credit Savings and investment Insurance for individuals Wealth management Offers Group retirement savings See more Personal menu items Business Accounts and cash management Financing and loans Credit cards Projects Industries Business partners and solutions Employer solutions Insurance for businesses International services Investment Capital markets Trust services . External link. This link will open in a new window. Group ret Spend $3,600 within Not available

No confirmed welcome offer

No welcome offer is confirmed for this card; Carte IQ does not invent history.

Earning

Rewards

Category	Reward	Conditions
Transit, taxis and ridesharing and Entertainment	0.02 points per dollar	No published cap
Other purchases	0.01 points per dollar	No published cap
Pre-authorized payments and Restaurants	0.02 points per dollar	$3,600 cap / year · 0.01 points per dollar after the cap

Published combinations

Role in a strategy

Comparable alternatives

Published values use the same scenario within each use; groups do not form one overall ranking.

Best for transit, taxis and ridesharing

Cash Back MastercardDesjardins · Mastercard

Annual fees: $0
Annual net value: $48

View card

Cash Back VisaDesjardins · Visa

Annual fees: $0
Annual net value: $48

View card

Go further

Evergreen guides with no numbers that go stale, and the full Carte IQ methodology.

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source